TERMS AND CONDITIONS

Acceptance of Conditions


By accessing and browsing this Website, visitors accept, without limitation or qualification, the Terms and Conditions contained below and all applicable laws. Waugh-Dane Insurance Brokers Inc. may at any time revise these Terms and Conditions by updating this posting. Users agree to be bound by such revisions, and should periodically revisit this page to review the current Terms and Conditions.

Information Accuracy


Although the contents of this Website are deemed reliable when posted, Waugh-Dane Insurance Brokers Inc. cannot guarantee this information to be current, accurate or complete. The information is subject to modification and updating from time-to-time without notice.

Content


The information on this Website is not intended to provide professional advice including, without limitation, financial, legal, accounting or tax advice, and should not be relied upon in this regard.

Product Availability


The products and services referred to on this Website may not be available in all geographic regions. All products and services provided by the participating Insurance Companies on the Waugh-Dane Insurance Brokers Inc. website are subject to the terms, conditions and limitations of each Insurance Company.


Hypertext Links


This Website facilitates other Worldwide Web sites via hypertext links. These hypertext links are entirely independent of Waugh-Dane Insurance Brokers Inc. and shall NOT in any manner be construed as any reflection on or any affiliation with or endorsement of such site or entity or its respective products, services or contributions to this Website. 

Waugh-Dane Insurance Brokers Inc. does not frequently review linked Websites. The right to reproduce and use the content linked from Waugh-Dane Insurance Brokers Inc. to other Websites is (1) subject to the conditions that the respective owners may impose, and (2) is at your own risk. 

In general, you may reproduce these pages for the purpose of browsing them, or providing hypertext links to them, provided you do not retain these pages in any form of fixed, non-volatile storage after your session of browsing. These permissions may be withdrawn at anytime without notice.

Email


Any communication transmitted to us by electronic means becomes the property of Waugh-Dane Insurance Brokers Inc. or its affiliates and may be used for any purpose. Waugh-Dane Insurance Brokers Inc. is free to use any idea contained in any communication sent to us for any purpose whatsoever, including, but not limited to, developing, manufacturing and marketing products using such information.

Liability


Waugh-Dane Insurance Brokers Inc. , its shareholders, affiliated companies, its officers, directors, employees or any persons associated with the creation of this Website, are NOT responsible in any manner whatsoever for any harm, loss or damage that may arise in connection with or through the use of this Website including, without limitation, any direct, indirect, special, third party or consequential damages, howsoever caused. 

By accessing and browsing this Website, visitors agree that the laws of Ontario and Canada apply to any issue that might arise with Waugh-Dane Insurance Brokers Inc. regarding this site, and to settle such dispute in the courts of Ontario.

Our Legal Statement


The insurance quotes being provided by this system are based on the information you, the user, provide and the underwriting criteria of our participating companies. All quotes are subject to verification by our insurance suppliers. Please ensure that all information provided is accurate in order to avoid delay or denial of coverage. 

In the event that there are any discrepancies between the quotes being provided by this system and the quotes established by our insurance suppliers based on the same information, the quotes established by our insurance suppliers shall govern. 

If you or any persons listed on your application for insurance have been previously convicted of insurance fraud, all insurance providers listed on the Waugh-Dane Insurance Brokers Inc. Website reserve the right to refuse to issue an insurance contract based on this fact. 

The benefits and services provided through this quoting system are subject to the terms, conditions and limitations of the applicable agreement(s) governing them.

 

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